Author(s): T. Saranya, B. Indira Priyadharshini

Email(s): kdharshana13@gmail.com

DOI: 10.52711/2454-2687.2026.00003   

Address: T. Saranya, B. Indira Priyadharshini*
1PhD Research Scholar, PG and Research Department of Commerce, Nallamuthu Gounder Mahalingam College, Pollachi, Tamilnadu, India.
2Assistant Professor, Department of Commerce with Computer Application, Nallamuthu Gounder Mahalingam College, Pollachi, Tamilnadu, India.
*Corresponding Author

Published In:   Volume - 14,      Issue - 1,     Year - 2026


ABSTRACT:
This paper empirically analyzes the role of government schemes in empowering women-led informal enterprises in India. The study synthesizes findings from existing empirical research, highlighting the significant contributions of these enterprises to the Indian economy. It examines key national and state-level interventions, assessing their impact across economic and social dimensions of women's empowerment. The analysis uncovers notable successes, particularly in enhancing financial access and fostering social agency through Self-Help Groups. However, it also identifies persistent challenges, including low awareness, bureaucratic hurdles, limited financial literacy, and ingrained gender biases. The paper concludes by presenting implications for policy and offering actionable recommendations, emphasizing the need for holistic and context-sensitive interventions to fully unlock the potential of women entrepreneurs within the informal sector.


Cite this article:
T. Saranya, B. Indira Priyadharshini. Empowering the Unseen: An Empirical Analysis of Government Schemes' Impact on Women-Led Informal Enterprises in India. International Journal of Reviews and Research in Social Sciences. 2026; 14(1):5-4. doi: 10.52711/2454-2687.2026.00003

Cite(Electronic):
T. Saranya, B. Indira Priyadharshini. Empowering the Unseen: An Empirical Analysis of Government Schemes' Impact on Women-Led Informal Enterprises in India. International Journal of Reviews and Research in Social Sciences. 2026; 14(1):5-4. doi: 10.52711/2454-2687.2026.00003   Available on: https://www.ijrrssonline.in/AbstractView.aspx?PID=2026-14-1-3


REFERENCE:
1.    Impact of government schemes on informal enterprises in India. ResearchGate. https://www.researchgate.net/publication/391536191_Impact_of_Government_Schemes_on_Informal_Enterprises_in_India
2.    Saraswathy, S., and Balasubramanian, P. (2009). Evaluating women entrepreneurs in the informal sector: Some evidence from India. ResearchGate. https://www.researchgate.net/publication/ 227652602_Evaluating_Women_Entrepreneurs_in_the_Informal_Sector_Some_Evidence_from_India
3.    Sharma, M., and Singh, R. (2024). A study on women entrepreneurship in India: Traits, problems and development. Management Paper, 6(1): Part A). https://www.managementpaper.net/archives/2024/ vol6issue1/PartA/5-2-45-719.pdf
4.    Meena, M. L. (2021). Women entrepreneurs' perception towards government schemes. International Journal of Applied Research, 6(2); 147–152. https://www.marketingjournal.net/article/view/204/6-2-37
5.    Agarwal, R., and Sharma, N. (2021). Women entrepreneurship in India: Issues and challenges. IOSR Journal of Business and Management, 27(3): 46–51. https://www.iosrjournals.org/iosr-jbm/papers/Vol27-issue3/Ser-6/D2703064651.pdf
6.    Khan, S. M., and Ali, R. (2023). The role of microfinance institutions on women's entrepreneurship. Journal of Women’s Entrepreneurship and Education. https://pmc.ncbi.nlm.nih.gov/articles/PMC10026213/
7.    Desai, S. (2023). Challenges faced by women entrepreneurs of India. ResearchGate. https://www.researchgate.net/publication/ 373265438_Challenges_faced_by_women_entrepreneurs_of_India
8.    Kaur, G. (2024). Women entrepreneurs: A study on government schemes. GAP iNTERDISCIPLINARITIES, 7(3): 14–21. https://www.gapinterdisciplinarities.org/res/articles/(14-21)%20WOMEN% 20ENTREPRENEURS%20A%20STUDY%20ON%20GOVERNMENT%20SCHEMES.pdf
9.    Singh, A. (2025). Women entrepreneurship and government support: Analyzing policies and challenges in India. ResearchGate. https://www.researchgate.net/publication/392299712_WOMEN_ENTREPRENEURSHIP_AND_GOVERNMENT_SUPPORT_ANALYZING_POLICIES_AND_CHALLENGES_IN_INDIA/download
10.    Kumari, R. (2025). The impact of government welfare schemes on women. International Journal of Management Studies and Research, 7(1): 65–72. https://www.managementjournal.in/assets/archives/2025/ vol7issue1/7008.pdf
11.    Government of India. (2025). PM – Surya Ghar: Muft Bijli Yojana. myScheme. https://www.myscheme.gov.in/schemes/pmmy
12.    Reddy, K. (2025). Impact of MUDRA Yojana on marginalised communities. ResearchGate. https://www.researchgate.net/publication/ 393280999_IMPACT_OF_MUDRA_YOJANA_ON_MARGINALISED_COMMUNITIES
13.    Singh, P. (2025). Impact of Pradhan Mantri Mudra Yojna on women entrepreneurs – A comprehensive review. Journal of Positive School Psychology, 9(3): 1044–1059. https://journalppw.com/index.php/jpsp/article/download/12281/7962/14728
14.    National Commission for Women. (2025). Women-centric schemes by different ministries of Government of India (GOI). https://www.ncw.gov.in/publications/women-centric-schemes-by-different-ministries-of-government-of-india-goi/
15.    Kinara Capital. (2025). Government schemes for women-owned MSMEs: Everything you need to know. https://kinaracapital.com/ government-schemes-for-women-owned-msmes/
16.    HDFC Bank. (2025). Stand Up India Scheme. https://www.hdfcbank.com/personal/borrow/other-loans/stand-up-india-scheme
17.    Wikipedia contributors. (2025). National Rural Livelihood Mission. Wikipedia. https://en.wikipedia.org/wiki/National_Rural_Livelihood_Mission
18.    myScheme. (2025). Deendayal Antyodaya Yojana – National Rural Livelihoods Mission (DAY-NRLM). https://www.myscheme.gov.in/ schemes/day-nrlm
19.    MSRLM. (2025). National Rural Livelihood Mission (NRLM). https://msrls.nic.in/national-rural-livelihood-mission
20.    Babu, A. (2025). A study of the National Rural Livelihood Mission (NRLM) for women: Its impact on social, political, and economic spheres. ResearchGate. https://www.researchgate.net/publication/ 391653449_A_STUDY_OF_THE_NATIONAL_RURAL_LIVELIHOOD_MISSION_NRLM_FOR_WOMEN_ITS_IMPACT_ON_SOCIAL_POLITICAL_AND_ECONOMIC_SPHERES
21.    JET Journal. (2025). State Rural Livelihoods Mission. Journal of Emerging Technologies, 7(1):. https://jetjournal.us/index.php/journals/ article/download/284/129
22.    ResearchGate. (2025). Women in Independent India@75: A study of the National Rural Livelihood Mission (NRLM) for women. https://www.researchgate.net/publication/391653645_Women_in_Independent_India75_A_STUDY_OF_THE_NATIONAL_RURAL_LIVELIHOOD_MISSION_NRLM_FOR_WOMEN_ITS_IMPACT_ON_SOCIAL_POLITICAL_AND_ECONOMIC_SPHERES
23.    Bajaj Finserv. (2025). Government schemes for women entrepreneurs in India. https://www.bajajfinserv.in/ woman-entrepreneur-scheme
24.    Entrepreneurs of Madras. (2025). Top 8 Tamil Nadu state government schemes in 2025 for women startups. https://www.entrepreneursofmadras.com/resources/top-8-tamil-nadu-state-government-schemes-in-2025-for-women-startups
25.    TN-RISE. (2025). Women Start-Up Council. https://www.tnrise.co.in/
26.    VKP-TNRTP. (2025). Vazhndhu Kattuvom Project. https://www.vkp-tnrtp.org/
27.    Tamil Nadu Rural Transformation Project. (2025). Vazhndhu Kattuvom Project (VKP). https://old.tnrtp.org/proactive-disclosures/
28.    TIDCO. (2025). TN Emerging Sector Seed Fund. https://tidco.com/emargingsector.php
29.    Bajaj Markets. (2025). Annal Ambedkar Business Champions Scheme (AABCS). https://www.bajajfinservmarkets.in/resources/govt-business-schemes/annal-ambedkar-business-champions-scheme
30.    Sharma, V. (2025). Role of microfinance in women entrepreneurship: An Indian perspective. All Finance Journal, 6(2): 134–142. https://www.allfinancejournal.com/article/view/271/6-2-48
31.    Accion. (2025). Empowering enabling organizations to bridge the credit gap. https://www.accion.org/empowering-enabling-organizations-to-bridge-the-credit-gap/

Recomonded Articles:

Author(s): Munia Nimisha

DOI: 10.5958/2454-2687.2020.00001.5         Access: Open Access Read More

Author(s): Gopal Krishan

DOI: 10.5958/2454-2687.2019.00036.4         Access: Open Access Read More

Author(s): Yulendra Kumar Rajput, Sneha Agrawal

DOI: 10.5958/2454-2687.2019.00029.7         Access: Open Access Read More

Author(s): Jayant Minj

DOI: 10.5958/2454-2687.2018.00008.4         Access: Open Access Read More

Author(s): Divya pawar, H. S Bhatia, O. P Gupta

DOI: 10.5958/2454-2687.2018.00041.2         Access: Open Access Read More

Author(s): Minati Rani Mohapatra

DOI: 10.5958/2454-2687.2018.00042.4         Access: Open Access Read More

Author(s): Sangeeta Thakur, Bhupendra Singh Patel

DOI:         Access: Open Access Read More

Author(s): Md. Habibur Rahman, Md. Saidur Rahman, Mehedi Hasan

DOI: 10.52711/2454-2687.2024.00040         Access: Open Access Read More

Author(s): Deepak Kumar, Vandana Tyagi1, Ravi Rastogi

DOI: 10.5958/2454-2687.2017.00020.X         Access: Open Access Read More

Author(s): Anita Dikshit

DOI: 10.5958/2454-2687.2018.00028.X         Access: Open Access Read More

Author(s): Mutluri Abraham1, Prof. A.B.S.V. Ranga Rao

DOI: 10.5958/2454-2687.2018.00034.5         Access: Open Access Read More

Author(s): Sanjay V. Patel

DOI: 10.52711/2454-2687.2024.00034         Access: Open Access Read More

Author(s): Abdus Salam

DOI:         Access: Open Access Read More

International Journal of Reviews and Research in Social Sciences (IJRRSS) is an international, peer-reviewed journal, correspondence in....... Read more >>>

RNI:                      
DOI:  

Popular Articles


Recent Articles




Tags